Terms of Service

Ofia is an AI research assistant for US stocks: it answers questions from market data and shows the steps it took and charts. Ofia is in beta, so features may change and the service may sometimes be unavailable.

Ofia is a research tool. Nothing it shows is investment, financial, tax or legal advice, and its answers can be incomplete or wrong. You are responsible for your own decisions. The Disclaimer is part of these terms.

You sign in with a Google or Apple account and must be at least 18. An account is for one person: keep it secure and do not share it. You are responsible for what happens under your account.

When you use Ofia, do not:

• use it for anything unlawful;
• access it with bots, scrapers or other automated means, or work around its limits;
• resell or redistribute its answers or data, or use them to build a competing data product or service;
• copy, reverse engineer or interfere with the service.

Ofia's data comes from third-party providers. It may be delayed, incomplete or wrong, and it is provided for your personal research only.

Paid plans are sold by Lemon Squeezy, our reseller and merchant of record, which handles payment, taxes and invoices; its buyer terms also apply to your purchase. Prices are shown before you pay. A subscription renews automatically at the end of each billing period until you cancel. You can cancel at any time, and you keep access until the end of the period you have paid for.

Payments are non-refundable: we do not refund partial periods or unused time, except where the law requires it. If you believe you were charged in error, contact support@ofia.io.

We may change or discontinue features. We may change prices, telling you beforehand, from your next billing period. We may suspend or close accounts that break these terms. You can stop using Ofia at any time, and ask us to delete your account.

Ofia's software, design and content belong to the Ofia team or its licensors. You may use the answers you receive for your own research.

Ofia is provided as is and as available, without warranties of any kind, to the fullest extent the law allows. We are not liable for investment losses or for indirect or consequential damages, and our total liability is limited to what you paid us in the 12 months before the claim. Some places do not allow these limits, so they apply only as far as the law permits.

These terms are governed by the laws of Taiwan.

We will post changes here and update the date above, and tell you beforehand about significant changes. If you keep using Ofia after they take effect, you accept them. Questions go to support@ofia.io.